Income & Rent Limits

Swain County, NC HFC & PFC rent and income limits

Swain County, NC

Swain County, NC · Non-metro
HFC / PFC (AMI-based) · 4-person AMI $72,900
2026 · HFC / PFC

Income limits

Maximum gross annual income by household size

AMI1 person2 people3 people4 people5 people6 people7 people8 people
30%Extremely low$15,300$17,490$19,680$21,870$23,610$25,380$27,120$28,860
40%$20,400$23,320$26,240$29,160$31,480$33,840$36,160$38,480
50%Very low$25,500$29,150$32,800$36,450$39,350$42,300$45,200$48,100
60%$30,600$34,980$39,360$43,740$47,220$50,760$54,240$57,720
70%$35,700$40,810$45,920$51,030$55,090$59,220$63,280$67,340
80%Low$40,800$46,640$52,480$58,320$62,960$67,680$72,320$76,960
100%Median$51,000$58,300$65,600$72,900$78,700$84,600$90,400$96,200
140%$71,400$81,620$91,840$102,060$110,180$118,440$126,560$134,680

Rent limits

Maximum monthly gross rent by unit size, utilities included

AMIEfficiency1 BR2 BR3 BR4 BR5 BR
30%$382$409$492$568$634$699
40%$510$546$656$758$846$933
50%$637$683$820$947$1,057$1,166
60%$765$819$984$1,137$1,269$1,399
70%$892$956$1,148$1,326$1,480$1,632
80%$1,020$1,093$1,312$1,516$1,692$1,866
100%$1,275$1,366$1,640$1,895$2,115$2,332
140%$1,785$1,912$2,296$2,653$2,961$3,265

LIHTC / Tax-Exempt Bond: HUD’s published MTSP income limits, including the 20%–80% income-averaging tiers. The 100% and 140% rows are HUD’s 50% limit ×2 and ×2.8.

HFC / PFC (AMI-based): HUD’s median income for a family of four, adjusted for household size (70% for 1 person up to 132% for 8), rounded to the nearest $100, then multiplied by each percentage. HUD’s MTSP caps and floors don’t apply.

Rent limits: 30% of the income limit for 1.5 people per bedroom (1 for an efficiency), divided by 12 and rounded down. Rents include utilities, so subtract the utility allowance for the tenant-paid rent.

Some LIHTC properties qualify for HERA Special or hold-harmless limits. Confirm the limits that apply to yours with its monitoring agency.

Certify residents against these limits automatically.

Affordabletic applies the right county and year to every tenant income certification and flags anyone over the limit.

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